Does an LLC need business insurance?

Yes, most LLCs should carry business insurance even though the LLC structure provides some personal liability protection. Insurance helps protect the business itself from lawsuits, customer injuries, property damage, employee claims, and other financial risks that LLC status alone does not cover.

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.