Do you have to have insurance on an LLC in SC?

South Carolina does not require every LLC to carry business insurance. However, businesses with employees generally must carry workers’ compensation coverage, and commercial auto insurance applies if the business uses vehicles. Many landlords, lenders, and client contracts also require general liability insurance South Carolina before allowing businesses to operate or begin work.

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.