Are nonprofits required to have liability insurance? 

No federal law requires general liability or D&O coverage, but states require workers compensation for nonprofits with employees, and most landlords, venues, grantmakers, and government contracts require proof of liability insurance before signing. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.