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Business Owners Policy (BOP) Liability Insurance Small Business General Workers' Compensation

Protecting What She Built: How Gild Supports Mompreneurs

At Gild Insurance, we’re proud to support the women who balance motherhood and entrepreneurship with courage and creativity. Whether she’s opening a café, running a freelance design studio, or managing an online shop during nap time, all mompreneurs deserve insurance that makes life easier, not harder.

This Mother’s Day, we’re celebrating the moms who lead, build, and protect their futures while showing how Gild helps them protect what they’ve built.

Why Mompreneurs Deserve the Spotlight

A mompreneur is a woman who balances motherhood and entrepreneurship, building a business while raising a family.Today’s mompreneurs are launching and scaling businesses in every industry, from consulting and hospitality to trades and tech. These women wear many hats, often juggling childcare, financial decisions, and business strategy in the same day.

Balancing family life and entrepreneurship takes resilience. When you add in the pressure of managing business risks, it becomes clear that support isn’t a luxury—it’s essential.

What Risks Do Mompreneurs Face?

No matter the business size or structure, mompreneurs face real-world risks every day. Some of the most common include:

  • Customer accidents at salons, studios, or pop-ups
  • Service errors or contract disputes in freelance work
  • Cybersecurity threats for e-commerce and digital brands
  • Property damage to equipment, inventory, or leased spaces
  • Business interruptions that affect cash flow and operations

Even a small claim can have a big impact on a mompreneur’s momentum and income. That’s why it’s so important to have the right protection in place.

How Gild Helps Protect Mom-Owned Businesses

Gild makes it simple to find coverage that fits your business and lifestyle. Our platform is designed for speed, flexibility, and expert support because we know mompreneurs don’t have time to waste.

With Gild, you get:

  • Quick, personalized insurance quotes
  • Easy online comparisons
  • Access to top-rated carriers
  • Friendly support from real people

Popular coverage options for mom-owned businesses include:

Flexible Coverage for the Modern Mompreneur

Your business may start as a side hustle, but it can grow quickly. Gild offers flexible insurance plans that evolve with you, whether you’re working solo or expanding your team.

You shouldn’t have to choose between protecting your family or your business. With Gild, you can confidently do both.

This Mother’s Day, Let’s Celebrate What She’s Built

Behind every mompreneur is a story of passion, perseverance, and purpose. From early mornings to late-night emails, she’s poured her heart into building something that matters.

This Mother’s Day, we honor the moms who lead with love, and we’re proud to help protect what they’ve built.

To every mom in business—this one’s for you.

Get a personalized quote and start protecting your business today.

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Business Owners Policy (BOP) Commercial Auto Janitorial Liability Insurance Workers' Compensation

Janitorial Insurance: What You Need to Stay Protected

Running a janitorial business means showing up every day to keep other businesses clean, safe, and functional. But who’s protecting you? Janitorial insurance is a collection of coverages designed to protect cleaning and maintenance service providers from the common risks of the job. From slippery floors to chemical exposure, the risks add up fast. That’s why janitorial insurance is a must for any business in this field. At Gild Insurance, we help janitorial service owners find tailored insurance solutions that safeguard their employees, clients, and finances without the hassle.

Whether you’re just getting started or reviewing your current coverage, here’s what you need to know to stay protected.

What Does Janitorial Insurance Cover?

Instead of a single policy, janitorial insurance includes several coverages that work together to protect your business. These policies help cover the cost of accidents, property damage, legal claims, and injuries that could otherwise put your operations at risk.

This type of insurance typically includes:

Depending on the services you offer—whether it’s routine office cleaning or specialized industrial sanitation—you may need additional protections to match your operations.

Why Janitorial Insurance Is Essential for Cleaning Businesses

Every job site is different, and every day presents new risks. For instance, a spilled mop bucket could lead to a client’s injury, or a misplaced chemical could damage an expensive surface. Without proper coverage, even minor incidents can lead to major financial setbacks.

Janitorial insurance helps you:

  • Win and retain contracts that require proof of insurance
  • Avoid out-of-pocket costs from lawsuits or damage claims
  • Protect your business from long-term financial loss

In our previous blog, “Insurance for Janitorial Services: Workers’ Comp,” we explored how vital workers’ compensation coverage is for keeping your team safe. But that’s just one part of a strong janitorial insurance plan.

What Affects the Cost of Janitorial Insurance?

The cost of janitorial insurance depends on several factors, including:

  • Your business size and location
  • Number of employees
  • Types of services provided
  • Annual revenue
  • Claims history

At Gild, we offer access to digital customized quotes so you can find the right plan without overspending. 

Why Choose Gild for Your Janitorial Insurance?

Choosing the right coverage shouldn’t be complicated. Gild Insurance simplifies the process by connecting you with industry-specific policies that align with your business needs. With us, you’ll get:

  • Expert guidance from advisors who understand janitorial risks
  • Access to multiple insurance carriers for competitive pricing
  • Help with compliance, contracts, and proof-of-insurance requests

Our goal is to take the stress out of insurance so you can focus on what matters: running your business.

Tools and Partners to Help Janitorial Businesses Thrive

Running a janitorial business often means juggling more than just cleaning schedules. Whether you need help filing annual reports or managing payroll, our partners are here to support your operations:

  • Rocket Lawyer helps you stay in good standing with your state by filing Initial and Annual Reports, and their RocketTax service connects you with experts to file with confidence.
  • Envision Payroll simplifies hiring, payroll, and tax filing for cleaning crews of any size.
  • Gild’s Contractor Network connects you with trusted service providers, helping you fast-track repairs, maintenance, and specialized project needs without the typical back-and-forth.

Get Started with Gild Insurance Today

Don’t wait until an accident or lawsuit forces you to rethink your coverage. With the right janitorial insurance, you can work confidently knowing your business is protected from day-to-day risks.

Get a custom quote from Gild Insurance today and stay protected.

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Insurance Partners

How to Get Jobs as a Contractor with the Gild Contractor Network

At Gild Insurance, we know that figuring out how to get jobs as a contractor is about more than just delivering great work. You also need to stay responsive, on time, and ready to take on new opportunities. But that’s not always easy—especially when insurance claims slow you down. The back-and-forth with adjusters, paperwork overload, and slow payments can hold your business back. 

That’s why we created the Gild Contractor Network; a service built to simplify the insurance claims process for contractors like you. By handling the heavy lifting on claims, we help you focus on what matters: growing your business, delivering results, and winning your next job.  

How to Get Jobs as a Contractor Without Delays

Every successful contractor knows that staying ready for the next opportunity is key. But when insurance claims create delays—whether it’s slow payments or material shortages—it can stop your momentum cold. 

The Gild Contractor Network keeps you moving forward by managing claims from start to finish. With our help, you avoid: 

  • Slow approvals or unclear payouts 
  • Endless documentation and follow-ups 
  • Project delays that cause you to turn down new work 

When you remove these obstacles, you create the time and flexibility needed to land more jobs—and that’s the foundation of how to get jobs as a contractor.  

The Gild Contractor Network: Your Key to Job Readiness

Success in contracting is about more than completing a project—it’s about being ready for the next one. The Gild Contractor Network makes that easier by giving you the support you need to keep working without interruptions. 

Here’s what you get: 

  • Guaranteed Weekly Payments – No more wondering when your check will arrive 
  • Upfront Material Coordination – Materials ready before the work even begins 
  • Labor Funding – We front labor costs to keep your crews active 
  • Streamlined Communication – Our team deals with insurers and adjusters, so you don’t have to 

Together, these advantages allow you to take on more jobs, respond faster to new opportunities, and stay ahead of the competition. That’s exactly how to get jobs as a contractor—again and again.  

Quick Tips: How to Get Jobs as a Contractor

Landing consistent work takes more than craftsmanship—it takes speed, relationships, and a solid support system. While the Gild Contractor Network helps you stay job-ready by streamlining insurance claims, here are a few additional strategies that can help you secure more opportunities:

  • Build relationships with insurance carriers or adjusters who refer reliable contractors
  • Stay available and ready, with materials and crews prepped when opportunity strikes
  • Join networks like Gild that pay quickly and reduce claims-related friction—so you can take on more jobs with confidence

When you’re proactive, reliable, and backed by the right support, landing steady work becomes much easier.

We simplify the process so you can:

  • Keep your calendar full
  • Move quickly from one project to the next
  • Build trust with new and returning clients
  • Grow your business with confidence

That’s how to get jobs as a contractor—and keep them coming.

Join the Gild Contractor Network Today

Landing your next job shouldn’t be slowed down by insurance paperwork and payment delays. If you’re still figuring out how to get jobs as a contractor and build momentum, the solution starts with removing the obstacles in your way.

Join the Gild Contractor Network today to experience a faster, smoother, and more contractor-friendly way to handle insurance claims—so you can stay ready, stay working, and stay growing.

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Business Owners Policy (BOP) Commercial Auto Liability Insurance Painters Workers' Compensation

Insurance For Your Painting Business: Do You Need It?

Running a painting business means more than just delivering clean lines and flawless finishes. It also means managing real risks. From accidental spills to property damage and workplace injuries, painters face liabilities that can quickly escalate into financial challenges. That’s why securing the right insurance for painting business operations isn’t just a good idea—it’s essential.

At Gild Insurance, we make it simple to find the protection you need to stay compliant, win more contracts, and build a resilient business. In this blog, we’ll walk through why insurance matters, what kind of policies painters typically need, and how you can get started.

What Is Insurance for Painting Business Owners?

Insurance for painting business owners refers to a set of commercial insurance policies designed to protect painting contractors from the financial fallout of accidents, injuries, lawsuits, and property damage. Whether you’re an independent painter or run a small crew, the right insurance coverage can help keep your business stable and your reputation intact.

What Types of Insurance Do Painters Need?

Every painting business is different, but most benefit from a combination of the following policies:

Gild can help you tailor an insurance package based on your business size, services, and risk exposure.

Why Insurance for Painting Business Owners Is a Must

Even small painting jobs can carry a big risk. Consider the following scenarios:

  • A ladder tips over and dents a client’s vehicle.
  • Paint accidentally splashes onto expensive flooring.
  • A worker suffers an injury after slipping on-site.

Without insurance, any of these incidents could result in thousands of dollars in out-of-pocket costs—not to mention reputational damage. Having a solid insurance for painting business plan in place ensures you’re ready for the unexpected and may even be required by clients or local regulations.

How Much Does Insurance for Painting Business Owners Cost?

The cost of insurance for painting business owners is generally between $500 – $1000, annually. Insurance costs can differ depending on your business specifics. See our FAQ page for current pricing and details. 

Several factors affect your rate:

  • Number of employees and payroll size
  • Location and local insurance regulations
  • Past claims history
  • Type of painting projects (e.g., residential vs. commercial or high-rise)

Getting a tailored quote is the best way to understand your actual cost. Gild makes that easy with side-by-side policy comparisons and expert support. Request your quote today.

Gild’s Contractor Network: Streamlining the Claims Process

When something goes wrong on the job, delays can be costly. That’s why Gild’s Contractor Network connects business owners with trusted partners for fast, high-quality repairs and assessments. Whether it’s water damage from a paint sprayer or a ladder scuff on hardwood floors, we help get you back on track quickly and professionally—so your business doesn’t miss a beat.

Protect Your Craft with Gild

Painting is a skill. So is risk management. With insurance for painting business owners from Gild, you don’t have to figure it all out on your own. Our team is here to help you compare policies, customize your coverage, and connect with services that help you thrive long after the paint dries.

Ready to get started? Contact us today to explore your coverage options today.

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Insurance Partners

Product-Based Businesses: Your Growth Guide to Protect, Scale, and Succeed

For product-based businesses, National Small Business Week is the perfect time to not only celebrate your success—but also strengthen the foundation that will carry your business forward. Whether you sell through RangeMe, operate your own online shop, or are preparing to scale into wholesale, your risks evolve as you grow. Many small businesses don’t realize until it’s too late that gaps in their coverage can lead to costly setbacks.

That’s why Gild Insurance (in partnership with America’s SBDC) created the Growth Guide and Insurance Checklist: a free, expert-backed toolkit designed to help you confidently assess where your product-based business stands today and what protections you’ll need for tomorrow. 

Insights and Tools for Growing Product Based Businesses

Here is what you’ll learn for your product-based business and walk away with:

  • Where your business is most exposed to risk (and how to close those gaps) 
  • What protections you need at each growth stage, from early inventory to multi-retailer partnerships 
  • How to meet retailer requirements like COIs and liability limits without slowing down deals 
  • Tips for managing your supply chain, workers, and data securely 
  • Checklists and guidance you can use immediately, not someday 

Why This Matters 

75% of small businesses are underinsured, often because they don’t know where their risk gaps are. [Source: The Hanover Insurance Group, Small Business Risk Report] 

Retailers, distributors, and customers increasingly expect businesses to have their compliance, liability, and operations fully covered. 

Getting ahead of your risk now can save you time, money, and legal headaches later. 

Access the Free Resource Kit 

This isn’t just a download, it’s an actionable step forward for your business. 
By using the Growth Guide and Insurance Checklist, you’ll: 

  • Spot blind spots before they become issues 
  • Make smarter, faster decisions as you scale 
  • Equip yourself with expert insights tailored for product-based businesses 

👉 Click here to access the guide and checklist 

And if you want personalized help, you can also book a free 15-minute consult with a Gild Agent, plus clients may save up to 20% off coverage, as a SBDC supported small business! 

Bonus: You’ll also get access to Gild’s quick-quoting business insurance platform, making it easier than ever to explore coverage options and secure the protection your business needs. 

Protect what you’re building. Power your growth. Let’s make sure you’re ready for what’s next. 

DISCLOSURE: Savings of up to 20% on business insurance are not guaranteed. Actual savings vary based on factors such as your business type, location, coverage needs, and insurer policies.