Why do beauty salons need insurance?

Insurance helps protect your beauty salon from the unexpected: 

  • Prevents financial loss from accidents, injuries, or property damage. 
  • Helps comply with local laws, especially if you have employees (workers’ comp is often required). 
  • Covers risks linked to beauty services, like skin reactions or damage to a client’s hair or nails. 
  • Protects your assets, including expensive equipment and supplies. 
  • Keeps you operational, even after unexpected closures or lawsuits. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.