Digital marketing professionals work in a fast-paced, high-stakes environment where client expectations, deadlines, and data security are critical. Common coverages include:
- Professional Liability (E & O) – protects against claims that your work caused a client financial loss due to an error, omission, or missed deadline.
- General Liability – covers third-party bodily injury, property damage, or personal injury (like advertising injury claims).
- Cyber Liability – protects against expenses from cyberattacks, data breaches, and other digital security events.
- Business Owner’s Policy (BOP) – combines liability coverage with business property protection.
- Workers’ Compensation – required in most states if you have employees.