Travel agents face financial, legal, and reputational risks—and insurance helps mitigate them. Core policies include:
- Professional Liability (E & O) – Protects against claims if a client alleges financial loss from a booking error, missed reservation, or bad advice.
- General Liability – Covers third-party bodily injury or property damage, such as if a client trips during an in-office consultation.
- Cyber Liability Insurance – Vital if you collect sensitive customer data like passports, credit card info, or itineraries.
- Business Owner’s Policy (BOP) – Bundles liability, property, and business interruption coverage if you have a physical office.
- Workers’ Compensation – Required if you employ staff.
As a trusted advisor in a high-stakes industry, your insurance plan should be as detailed as your travel itineraries.
