Cleaning businesses face risks ranging from slip-and-fall accidents to damage to client property. Core coverages include:
- General Liability – protects against third-party injuries or property damage claims.
- Workers’ Compensation – required in most states if you have employees, covering work-related injuries or illnesses.
- Commercial Property Insurance – covers business-owned equipment and supplies.
- Business Owner’s Policy (BOP) – bundles general liability with property coverage at a lower rate.
