What type of insurance do I need for my small business?

The insurance your small business needs in Pennsylvania depends on how you operate. Most small businesses start with general liability insurance or a Business Owner’s Policy, which provides liability and property protection. Businesses with employees typically need workers’ compensation insurance, while service-based businesses often need professional liability insurance. Additional coverage may be required based on vehicles, data handling, or industry regulations.

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.