What insurance is needed for a small business in California?

A small business in California must carry workers’ compensation insurance if it has employees and commercial auto insurance if it owns vehicles or uses vehicles for work. Many small businesses also carry general liability insurance, commercial property insurance, and professional liability insurance to meet lease requirements, contract terms, and client expectations.

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.