The best insurance for a small business usually starts with general liability insurance. This policy protects your company if someone claims your business caused bodily injury, property damage, or certain advertising-related harm.
Many owners also choose a Business Owner’s Policy (BOP) because it combines general liability and commercial property coverage in one package. This approach helps protect both your operations and your physical assets while often lowering the overall cost.
Depending on how the business operates, additional coverage like workers’ compensation, professional liability, or commercial auto insurance may also be important.
