Personal trainers should carry key coverages to protect their business and clients:
- General Liability Insurance: Covers injuries like a client slipping or tripping during a session.
- Professional Liability Insurance: Covers claims of injury or dissatisfaction from your training services or advice.
- Product Liability Insurance: Protects you if products you sell or recommend cause harm.
- Commercial Property Insurance: Covers damage or theft of your fitness equipment, especially if you rent a studio.
- Workers’ Compensation: Required if you hire employees or assistants.
Gild builds flexible coverage packages for personal trainers, so you only pay for the protection you need.
