What does South Carolina general liability insurance not cover? 

General liability generally does not cover employee injuries, professional mistakes, damage to your own property, business vehicle accidents, cyber incidents, employment disputes, or flooding. Separate policies may be needed for those risks.

https://content.naic.org/insurance-topics/business-interruption-and-business-owner-policy

https://doi.sc.gov/988/Flood-Insurance-for-Businesses

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.