Does a business owner’s policy include general liability? 

Yes. A BOP generally combines general liability, commercial property, and business income coverage. It does not usually include workers’ compensation, commercial auto, professional liability, or flood insurance.

https://content.naic.org/insurance-topics/business-interruption-and-business-owner-policy

https://doi.sc.gov/988/Flood-Insurance-for-Businesses

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.