Is florist insurance required to lease space, obtain licensing, or work with clients or venues?

Yes! While not always mandated by law, insurance is often required to operate: 

  • Leases – Landlords typically require proof of general liability coverage. 
  • Licensing – Some municipalities may require proof of insurance before issuing permits. 
  • Event Venues – Florists often need to provide certificates of insurance to set up for weddings or corporate events. 

Even when not required, carrying insurance shows professionalism and reassures both landlords and clients that you take risk management seriously. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.