Yes. While general liability is not always mandated by law, many requirements come from contracts and regulations:
- Product liability and recall insurance are often required by distributors and retailers before placing products on shelves.
- Workers’ compensation is legally required in most states if you employ staff.
- Food safety regulations may not mandate insurance directly, but carrying coverage helps meet compliance expectations and protects against FDA or USDA recall costs.
- Many landlords and lenders also require proof of coverage before leasing or financing facilities.
