Does insurance cover product liability, cyber threats, or inventory loss?

Absolutely, with the right policies in place: 

  • Product Liability protects against claims if a product you sell causes injury or property damage. 
  • Cyber Liability covers breaches, fraud, or hacks tied to customer data. 
  • Commercial Property or Inland Marine Coverage can protect your inventory stored in warehouses (though note that Amazon’s FBA warehouses only provide limited coverage, so supplemental insurance is wise). 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.