Do Amazon sellers need insurance to avoid account suspension or comply with platform rules?

Yes. Amazon’s Business Solutions Agreement requires Professional Sellers exceeding $10,000/month in sales to carry insurance that meets specific requirements. Not complying can result in warnings or even account suspension. 

Insurance also: 

  • Builds trust with buyers by showing you run a professional, stable business. 
  • Protects your assets and future sales against unexpected claims. 
  • Ensures you remain compliant with Amazon’s seller policies. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.