Does catering insurance cover foodborne illness or food spoilage?

Yes! Catering insurance can cover these risks through Product Liability Insurance: 

  • General liability policies typically include product liability protection, providing coverage if a guest falls ill from food served. 
  • This also includes allergen reactions, food contamination, or illness claims traced to your preparation. 
  • Without this coverage, you may face costly legal action stemming from food-related claims. 

These protections are vital for food businesses serving clients at events—they safeguard your reputation and financial stability. 

By Heather

Heather is a skilled content writer with a strong background in English literature and business management. She creates compelling content for small businesses, combining engaging storytelling with data-driven insights to fuel growth and provide real-world insights.