Does a home-based Illinois business need insurance? 

A home-based business may still need insurance. Homeowners and renters policies often limit or exclude coverage for business property, inventory, customer injuries, and professional activities. Depending on the business, appropriate coverage may include general liability, professional liability, cyber insurance, commercial property, or a BOP. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.