Can my California business get property insurance in a wildfire zone? 

Yes. If standard insurers decline your property, the California FAIR Plan provides basic commercial coverage with limits up to $20 million per building. Hardening your property can earn a discount of up to 20 percent on the wildfire portion of your premium. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.