What are general liability limits?

Gilders usually select general liability limits at $1 million/$2 million. This means the insurance provider will pay up to $1 million per claim. BUT, the most it will pay on all claims is $2 million in one year.

What is an aggregate claim limit?

An aggregate claim limit states how much an insurance provider will spend on your claims per year.

What is per claim limit?

A per claim limit states how much an insurance provider will spend per claim.

What are policy limits?

A limit tells you how much an insurance provider will pay for a claim. Limits can be per claim or in aggregate.

How much does general liability insurance cost?

General liability typically costs between $250 – $500 annually. These prices vary due to business type and can reach up to $1,000 a year for riskier endeavors, such as working in construction.