General liability insurance does not cover injuries to you or your employees, or if you accidentally ruin business property. General liability is meant to protect against the risks to the public, clients, and customers engaged with your business. So, please, don’t walk, talk, text, and eat your doughnut, while opening the door with your foot and hurtling over your desk chair to answer your other phone. (We know, you have to multi-task. . . just. . .try to do it carefully.)