What lawsuits may my general liability insurance policy cover?

Think of these everyday scenarios:

  • A customer, Mike, slips on a recently mopped floor and is injured.
  • A large cup of cold brew coffee is spilled over Mike’s laptop, resulting in the blue screen of death.
  • While promoting your business on social media you post that Mike’s House of Doughnuts doesn’t use quality ingredients in their products. Offended, even though it’s true, Mike’s House of Doughnuts sues you for trying to ruin its reputation.

These things happen, and happen frequently. General liability is an easy safeguard to protect against the real possibility of expensive litigation.