Month: March 2025

Categories
Insurance

Empowering Women Entrepreneurs: Insights from Gild Insurance’s Marketing Manager 

International Women’s Day is a celebration of resilience, progress, and the entrepreneurial spirit of women worldwide. At Gild Insurance, supporting women-owned businesses isn’t just a one-day event—it’s our everyday. Founded by Mary Duggan Hoeprich, a passionate entrepreneur dedicated to making small business insurance accessible and hassle-free, Gild is a woman-owned business committed to empowering fellow women business owners. We spoke with Jordyn, Gild’s Marketing Manager, about how Gild champions women entrepreneurs and the role marketing plays in their success. 

Making Insurance Accessible for Women Entrepreneurs 

Women business owners face unique challenges—juggling multiple roles, securing funding, and managing risks—all while navigating industries that may not always cater to their needs. As a former entrepreneur herself, Jordyn understands these hurdles. That’s why Gild Insurance is committed to making business insurance fast, affordable, and transparent, so women can focus on growing their ventures with confidence. 

“We work with partners that support women-owned businesses—like salon suites, HR platforms, and business consulting services—to ensure they have the right coverage,” Jordyn shares. “Through education, case studies, and a digital-first approach, we’re simplifying the process, so insurance isn’t a burden, but a tool for success.” 

Marketing That Puts Women Entrepreneurs First 

One of the biggest challenges in insurance marketing is breaking the misconception that coverage is complicated or unnecessary. Many business owners don’t think about insurance until something goes wrong, and traditional marketing often fails to connect with them in a meaningful way. 

At Gild, storytelling is a key strategy. Instead of just listing policy details, the company highlights real business owners, shares their journeys, and makes insurance more approachable. “Insurance isn’t just a checkbox—it’s protection for everything you’ve built,” Jordyn says. “We want our messaging to reflect the experiences of women entrepreneurs and give them the resources they need to succeed.” 

Building a Brand with Impact 

For women looking to strengthen their brand, Jordyn emphasizes the importance of authenticity and consistency. A strong brand isn’t just about a logo or color scheme—it’s about clear messaging and a deep understanding of your audience. Women entrepreneurs can set themselves apart by sharing their unique perspectives, leveraging personal branding, and building trust through content that educates and inspires. 

Another key factor is visibility. Women business owners are embracing digital marketing, SEO, and social proof to differentiate themselves in competitive spaces. “A compelling digital presence, combined with a strong network, can make all the difference in standing out and attracting the right clients,” Jordyn explains. 

A Call to Action on International Women’s Day 

International Women’s Day is a reminder of how far women have come in business, and how much work remains. While more women are stepping into leadership roles and launching their own brands, challenges like underrepresentation and access to resources still exist. 

“Brands need to do more than just acknowledge women entrepreneurs—they need to actively support them,” Jordyn says. That means investing in women-owned businesses, offering mentorship opportunities, and making essential tools—like insurance—easier to access. 

At Gild Insurance, that commitment is ongoing. By providing education, strategic partnerships, and easy-to-use insurance solutions, Gild is helping women business owners protect their work and thrive. For further reading about how Gild Insurance supports woman founded business, check out our blog post, “Female Founded Companies: How to Start a Small Business As a Woman.” 

Looking for the right coverage for your business? Learn more about how Gild Insurance can help today. 

Categories
Dog Walker Liability Insurance Workers' Compensation

Dog Walking Insurance Cost and Coverage

Starting a dog walking business is an exciting venture, but choosing the right insurance is crucial to protecting yourself, your clients, and their pets. Understanding dog walking insurance cost is also essential in ensuring you get the best coverage without overspending. With so many options available, knowing how to choose the best insurance for your dog walking business can make all the difference. At Gild Insurance, we understand the risks associated with dog walking and offer tailored policies to ensure your business is safeguarded. In this blog, we’ll explore what to look for in a policy, reference key insights from our previous blogs, and highlight why the right insurance is essential for your success.

Understanding Your Coverage Needs

As discussed in our blog, “Dog Walking Business Insurance: Why Liability is Key“, having the right coverage isn’t just a legal safeguard, it builds trust with clients and protects your financial stability. Before selecting a policy, consider these key factors:

  • Liability Protection: Covers injuries to pets, clients, or third parties while on the job.
  • Property Damage: Protects against damage caused to a client’s home or other properties.
  • Professional Liability: Covers errors or negligence claims.
  • Workers’ Compensation: Essential if you plan to hire employees, ensuring they’re covered in case of work-related injuries.

Gild Insurance offers tailored policies that include these protections, giving dog walkers peace of mind as they grow their businesses.

Comparing Insurance Policies

One of the biggest concerns for new business owners is understanding dog walking insurance cost. While prices vary based on coverage levels and business size, investing in the right protection can save you money in the long run. When choosing insurance for your dog walking business, it’s important to compare policies and ensure they offer the right balance of protection and affordability.

  • Policy Limits: Ensure coverage amounts are sufficient to handle potential claims.
  • Exclusions: Understand what is NOT covered so you’re not caught off guard.
  • Premium Costs: Look for competitive pricing without sacrificing essential protections.
  • Customization Options: Does the insurer allow you to tailor coverage to your specific business model?

Gild Insurance specializes in offering flexible plans designed for dog walkers, ensuring you receive the best protection without overpaying for unnecessary coverage.

The Role of Insurance in Building Client Trust

Having the right insurance isn’t just about risk management; it’s also about credibility. Clients want to know that their pets and property are in safe hands. By choosing an insurance plan that covers general liability, professional liability, and additional protections, you show your commitment to professionalism.

Why Choose Gild Insurance?

At Gild Insurance, we go beyond offering standard policies. We understand the risks of starting a dog walking business and tailor coverage to fit your specific needs. Our benefits include:

  • Affordable, Customizable Plans: Get coverage that fits your business size and budget.
  • Dedicated Support: Our team helps you navigate your options with expert advice.
  • Tailored Protection: From general liability to workers’ compensation, we ensure you’re fully covered.

Take the Next Step in Protecting Your Business

Choosing the best insurance for your dog walking business doesn’t have to be overwhelming. With the right policy in place, you can focus on growing your business, serving your clients, and ensuring every dog under your care is safe.

Gild Insurance is here to help you make the right choice. Contact us today to explore your options and secure the best coverage for your dog walking business!

Categories
IT Consultant Liability Insurance

How To Protect Your Business with IT Consultant Insurance

As an IT consultant, you play a critical role in helping businesses optimize their technology, secure their systems, and implement solutions that drive efficiency. However, even the most skilled professionals can make mistakes, and those mistakes can lead to financial losses, lawsuits, and reputational damage. That’s why safeguarding your business against professional risks is essential. One of the best ways to do this is by securing IT consultant insurance through Gild Insurance.

Understanding the Risks of Professional Mistakes

IT consultants are expected to provide reliable, high-quality services, but the nature of technological work comes with inherent risks. Some common professional mistakes include:

  • Errors in system implementation: A software installation that disrupts operations or leads to data loss.
  • Security vulnerabilities: A misconfiguration that leaves a client’s system exposed to cyber threats.
  • Project delays: A missed deadline that results in financial losses for the client.
  • Failure to meet expectations: A client claims your services didn’t deliver the expected outcome.

Even when you do everything right, a client could still claim negligence or breach of contract. Without protection, your business could face expensive legal battles that threaten its future.

IT Consultant Insurance and The Role of Professional Liability

Professional liability insurance for IT consultants, also known as errors and omissions (E&O) insurance, protects against claims related to mistakes, negligence, or failure to deliver services as promised. Unlike general liability insurance, which covers physical damages and injuries, professional liability insurance specifically addresses:

  • Legal defense costs if a client sues for financial losses due to your services.
  • Settlements and judgments awarded in court.
  • Allegations of professional negligence, even if the claim is baseless.

With the right coverage from Gild Insurance, IT consultants can confidently take on projects without worrying about unexpected liabilities.

Real-World Scenarios Where Professional Liability Insurance Matters

Consider these situations where professional liability insurance for IT consultants can be a business lifesaver:

  • Data Loss After a Cloud Migration: A consultant moves a company’s data to a cloud platform, but a misconfiguration results in critical files being lost. The client sues for damages.
  • Security Breach Due to a Flaw in Setup: An IT consultant configures a network firewall, but an overlooked vulnerability leads to a cyberattack. The client holds the consultant responsible for the breach. (For more information on protecting your business from cybersecurity risks, check out our blog, “Prepare for Cybersecurity Breaches with IT Consultant Insurance.”
  • Software Integration Gone Wrong: A consultant installs and customizes a CRM system, but glitches prevent the company from closing sales. The client demands compensation for lost revenue.

In these cases, professional liability insurance covers legal expenses and settlements, ensuring the consultant doesn’t bear the financial burden alone.

How Gild Insurance Helps You Stay Protected with IT Consultant Insurance

At Gild Insurance, we specialize in protecting IT professionals from the unexpected. Our professional liability policies are designed specifically for IT consultants, offering:

  • Tailored Coverage that fits the unique risks of your consulting work.
  • Affordable Options to ensure you have protection without breaking the bank.
  • Expert Guidance to help you understand your policy and make the best choice for your business.

Additionally, while professional liability insurance protects you from service-related claims, it’s important to also have general liability insurance for IT consultants to cover physical damage or third-party injuries. Learn more about this essential coverage in our blog, “Protect Your Business with IT Consultant Insurance.”

Proactive Steps to Reduce Professional Liability Risks

While insurance is a crucial safety net, IT consultants can also take proactive measures to reduce their liability risks:

  • Use Clear Contracts: Define the scope of work, deliverables, and limitations in writing.
  • Document Everything: Keep records of client communications, project changes, and approvals.
  • Follow Industry Best Practices: Stay updated on security protocols, compliance requirements, and IT standards.
  • Communicate Effectively: Set clear expectations and provide transparent updates throughout the project.

Secure Your Business Today

Don’t wait for a costly mistake to highlight the importance of protection. Professional liability insurance for IT consultants is a smart investment that shields your business from financial and legal threats. Contact Gild Insurance today for a customized policy that keeps you protected and allows you to focus on growing your IT consulting business with confidence.

Categories
Bookkeeper Cyber Insurance

Bookkeeping Insurance and Cyber Protection

In today’s digital world, bookkeepers rely on cloud-based accounting software, digital invoices, and online financial transactions more than ever. While technology improves efficiency, it also increases exposure to cyber threats. Bookkeepers handle sensitive client information, making them prime targets for cybercriminals. Without the right bookkeeping insurance, a single data breach could lead to financial loss, reputational damage, and even legal action.

Cyber liability insurance is no longer optional, it’s essential. At Gild Insurance, we provide tailored coverage that helps bookkeepers mitigate cyber risks and stay protected in an increasingly digital landscape.

How Cyber Threats Impact Bookkeepers

Bookkeepers may not consider themselves high-risk targets for cybercrime, but the reality is quite different. Some of the biggest threats include:

  • Phishing Attacks – Cybercriminals trick bookkeepers into revealing sensitive login credentials, leading to unauthorized access to financial records.
  • Data Breaches – Hackers infiltrate bookkeeping software to steal client information, including banking details and tax records.
  • Ransomware Attacks – Malicious software locks bookkeepers out of their systems until they pay a ransom to regain access.
  • Human Error – Accidental sharing of client information or improper data storage can expose bookkeepers to liability claims.

With these risks on the rise, cyber liability insurance serves as a critical safety net to keep your business secure.

What Does Cyber Insurance Cover?

Cyber liability insurance and data breach insurance help protect your small business from the financial impact of data breaches, cyberattacks, and other cybersecurity threats. These policies can cover the costs associated with recovering from an attack, such as legal fees, notifying affected customers, and restoring data. By having this protection in place, your business is better prepared to handle the challenges that come with today’s digital risks.

Cyber Insurance Covers:
  • Hacking
  • Malware or viruses
  • Phishing
Data Breach Insurance Covers:
  • Costs related to breach notifications
  • Public relations costs
  • Credit monitoring service costs
What Is Not Covered by Cyber and Data Breach Insurance?
  • Intentional mistakes
  • Professional oversights
  • Business property loss or hardware damage
  • Sales losses during business interruption

In essence, a business owner’s policy or professional liability insurance policy are additional business insurance coverages that assist in these situations. Overall, these policies provide essential protection against financial losses that can result from lawsuits or unexpected events.

How Cyber Insurance Fits into a Complete Bookkeeping Insurance Plan

While cyber liability insurance is crucial, it works best as part of a tailored bookkeeping insurance plan. For more information, check out our blogs, “Why Bookkeeping Insurance is Essential for Every Bookkeeper,” and “Why Bookkeeping Insurance is Essential for Every Bookkeeper.”

Stay Secure with Gild Insurance

Cyber threats are evolving, and bookkeepers must stay ahead of the risks. Cyber liability insurance is a must-have protection that ensures your business remains financially secure even in the face of an attack.

At Gild Insurance, we understand the unique needs of bookkeepers and offer specialized policies designed to keep you protected. Contact us today to learn more about how cyber liability insurance and a complete bookkeeping insurance plan can safeguard your business in 2025 and beyond.