Who is exempt from workers’ compensation in New Hampshire? 

A corporation or LLC with three or fewer executive officers or members, and no other employees, is not required to carry coverage. Sole proprietors with no employees are also exempt. Once any employee is hired, or a fourth officer or member joins, coverage is mandatory. 

https://www.dol.nh.gov/resource-center/frequently-asked-questions/workers-compensation-insurance-faqs

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.