Amazon requires Professional Sellers who earn over a certain sales threshold to carry liability insurance. Core coverages include:
- General Liability – Protects against third-party bodily injury or property damage from your products.
- Business Owner’s Policy (BOP) – Bundles liability and property coverage to protect against customer injury claims and damage to your business assets.
- Product Liability Insurance – Critical for sellers; protects you if an item you sell causes harm or property damage.
- Cyber Liability – Valuable for protecting against data breaches, given e-commerce reliance on digital transactions.
