A tailored yoga studio should include these core coverages:
- General Liability – protects against client injuries like slips, falls, or strains on your mats or props.
- Professional Liability (E&O) – crucial if a student claims your instruction caused injury or pain.
- Commercial Property or BOP – covers your studio space, equipment, sound systems, and office supplies.
- Inland Marine (Equipment) – ensures coverage for items moved off-site, such as blocks, straps, or portable speakers.
- Workers’ Compensation – legally required in most states if you hire instructors or staff.
Without these protections, one accident or error could turn into a financial setback. Building the right insurance plan is key to protecting your practice, your team, and your peace of mind.
