Essential to every inspection business:
- General Liability Insurance – protects against accidents like client falls or property damage during inspections.
- Professional Liability (E&O) – covers lawsuits from missed defects or negligent reporting.
- Workers’ Compensation – required in most states if you have employees, covering injuries like falls or tool accidents.
- Commercial Auto Insurance – necessary if you drive for inspections.
- Business Owner’s Policy (BOP) – bundles general liability, property coverage, and income protection.
Together, these policies protect your assets and reputation—so one oversight doesn’t end your business.
