Dog walkers manage live animals, keys, and daily interaction with the public, which brings unique risks. Core coverages include:
- General Liability – Protects against claims if a dog under your care injures someone or damages property.
- Animal Bailee Coverage – Specialized protection for veterinary bills if a pet is injured, lost, or stolen while in your care.
- Commercial Property Insurance – Covers office or business equipment if you operate from a physical location.
- Workers’ Compensation – Required in most states if you employ staff; covers injuries like bites, slips, or strains.
- Professional Liability Insurance – Protects against claims of negligence or missed services.
- Business Owner’s Policy (BOP) – Bundles property and liability protection for small pet care businesses.
