Dog groomers handle live animals, sharp tools, and frequent customer interactions. The core policies include:
- General Liability – Protects against third-party injury or property damage claims (like a client slipping in your shop).
- Animal Bailee Coverage – Specialized protection if a pet is injured, lost, or harmed while in your care.
- Commercial Property Insurance – Covers your grooming salon, equipment, and supplies against fire, theft, or vandalism.
- Workers’ Compensation – Required in most states if you have employees; covers workplace injuries like bites, cuts, or repetitive motion strain.
- Professional Liability Insurance – Protects against negligence claims tied to grooming services.
- Business Owner’s Policy (BOP) – A package that combines liability and property insurance, often at a lower cost.
