Cafes face risks from food service, customer interactions, and physical space:
- General Liability Insurance – for slips, hot drink spills, or customer falls inside your premises.
- Product Liability Insurance – crucial for protection against foodborne illness, allergic reactions, or unsafe products.
- Commercial Property Insurance – covers your cafe’s building, espresso machines, counters, and décor.
- Business Interruption Insurance – replaces income if you must close temporarily due to fire, storms, or other covered events.
- Workers’ Compensation Insurance – legally required in most states if you have employees.
- Commercial Auto Insurance – necessary if you offer delivery services.
- Liquor Liability Insurance – needed if you serve alcoholic beverages.
Gild helps you bundle all the right protections into one seamless policy—so your cafe can brew business worry‑free.
