Speech therapists often carry multiple coverages to stay protected:
- Professional liability – protects against malpractice claims, treatment errors, or misdiagnosis
- General liability – covers third-party injuries, like a client tripping in your office
- Business property coverage – insures therapy tools, office equipment, and materials
- Cyber liability – safeguards client health information and electronic records
- Workers’ compensation – required if you employ staff, covering workplace injuries
