What type of business does Tennessee require for small business owners?

Tennessee typically requires workers’ compensation insurance for businesses with five or more employees, or one or more in construction or coal mining. Commercial auto insurance is also required for business-owned vehicles. While general liability insurance is not required by law, many small business owners carry it to meet contract, lease, and client requirements.

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.