Many contractors carry general liability, workers’ compensation, commercial auto, tools and equipment coverage, and an umbrella. The project may require additional insured status or other endorsements. Licensing, trade certification, and wage-bond rules can also apply based on the work and employees.
https://business4.wv.gov/operatemybusiness/Pages/Managing-Employees.aspx
https://labor.wv.gov/licensing/hvac-technician-certification/hvac-certification-faq
https://labor.wv.gov/licensing/plumber-certification/plumber-certification-faq
