What insurance does a handyman need in New Jersey? 

New Jersey requires anyone selling or performing home improvement work to register with the Division of Consumer Affairs. Registration requires commercial general liability insurance of at least $500,000 per occurrence, plus workers’ compensation unless exempt. The rule applies even to part-time work. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.