What insurance do I need as a business owner in Maryland? 

Most business owners need workers’ compensation insurance if they have employees, since it’s required by law. Many also carry general liability insurance to cover injuries and property damage, along with property coverage for equipment and buildings. Service-based businesses may also need professional liability insurance. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.