What if I hold customer garments for alterations? 

Customer garments in your care are property of others, and standard property coverage may limit or exclude them. Bailee coverage responds when clothing you hold is lost, stolen, or damaged. If you offer alterations, fittings, or consignment, confirm this protection is in place.

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.