What happens if I operate without workers’ compensation in Rhode Island? 

Penalties stack quickly. Rhode Island can fine you $1,000 for each day you operate without required coverage. You may also face a felony charge, a $10,000 fine, and up to two years in prison. The Department of Labor and Training can also shut your business down. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.