What happens if an Oregon business has no workers’ comp? 

Oregon fines uninsured employers twice the premium they should have paid, with a $1,000 minimum, plus $250 per day for continued violations. Owners, officers, and LLC members are personally liable for an injured worker’s benefit costs, and bankruptcy may not erase that debt. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.