What does therapist insurance cover?

Therapist insurance protects against a wide range of professional and business risks, including: 

  • Claims of negligence or malpractice in counseling or treatment. 
  • Client injuries on your premises. 
  • Damage to your office property or equipment. 
  • Employee injuries if you operate a group practice. 
  • Cyber threats such as hacking, ransomware, or breaches of confidential records. 

By combining professional liability with general and cyber coverage, therapists can safeguard both their clients and their practice. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.