What does retail insurance cover? 

Retail insurance is a group of coverages rather than a single policy. It typically combines general liability for customer injuries, commercial property for your inventory and fixtures, and workers compensation for employee injuries. Many stores add cyber, commercial auto, or crime coverage based on how they operate. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.