Home health aides face unique risks when providing care in clients’ homes. Insurance protection often includes:
- Professional liability – coverage for claims of negligence, errors in care, or failure to provide expected services
- General liability – protection if a client or visitor experiences injury or property damage during your work
- Business Owner’s Policy (BOP) – bundles liability with business property coverage, insuring your equipment, supplies, and administrative space
- Cyber liability – safeguards sensitive client health information and records from breaches or data loss
Together, these coverages protect both your caregiving role and the business side of your work.
