What does builders risk insurance cover? 

Builders risk insurance covers a structure while it is under construction, plus building materials on site, in transit, or in temporary storage. Policies are typically written for a single project and end when the work is complete. The construction contract usually determines whether the owner or the contractor purchases the policy. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.