What are the four types of insurance coverage every religious organization should consider? 

The four foundational coverages for most religious organizations: 

  • General Liability: For third-party injuries and property damage. 
  • Commercial Property: For the building, contents, and fixtures. 
  • Directors and Officers Liability: For board governance decisions. 
  • Sexual Abuse and Molestation Liability: For claims standard liability excludes. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.