Is workers’ compensation required for a small business in Louisiana? 

Yes, in most cases. Louisiana employers generally must carry workers’ compensation with one employee, including part-time, temporary, or seasonal workers, subject to limited exceptions. Verify whether you, as the owner, are included, excluded, or eligible for an exemption. Do not assume every subcontractor falls outside the requirement. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.