Is workers’ compensation insurance required in Indiana? 

Yes, most Indiana businesses with employees must carry workers’ compensation insurance. The Worker’s Compensation Board of Indiana states that eligible employees are covered from their first day on the job. Part-time and seasonal workers are not automatically excluded, and misclassifying independent contractors can create serious liability. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.