Is locksmith insurance legally required in my state or by clients?

Yes! In many cases: 

  • State or county licensing often requires proof of insurance before issuing locksmith credentials 
  • Many landlords, commercial contracts, or clients require insurers to see active coverage before service. 

Holding required insurance helps you stay legal, get hired, and build client trust. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.