Is business insurance required in Virginia? 

Some is. Virginia requires workers’ compensation for most businesses with more than two employees. Most other coverage is not required by state law. Your clients, landlords, and lenders often require it by contract instead. 

https://workcomp.virginia.gov/content/employers 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.