Is business insurance required in New Jersey? 

Partly. New Jersey requires workers’ compensation for employers and commercial auto coverage for business vehicles. Home improvement contractors must carry $500,000 in general liability coverage to register. Other coverage is optional under state law but often required by landlords, lenders, and client contracts. 

By Heather

Heather focuses on small business insurance at Gild Insurance Agency, writing clear, practical guidance that helps business owners understand coverage, manage risk, and protect their businesses.